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2023 Chamber Insurance Program Reports Dividend


Chambers of Commerce Service Corporation (CCSC) is pleased to announce that Penn National Insurance has declared a 3% dividend for the Chamber Choice Business Insurance program. Members who placed their insurance coverage with Penn National Insurance during the 2021/2022 program year and remained active chamber members and policyholders through the end of the program year, will receive a dividend check during the month of June. This year’s dividend totaled over $640,000.00. Over the past 11 years, Penn National Insurance has returned an average of 6% in dividends each year, and an aggregate total of $12.9 million to the business community.

The Chamber Choice Business Insurance program is just one of many benefits that CCSC offers its member Chambers. The partnership between Penn National Insurance and CCSC was designed to provide a value-added membership benefit that would help Chambers attract and retain members.

An important aspect of this group insurance program is preventing loss and controlling claims costs. Because dividends are based on the group’s collective loss experience, a business that may have had a significant loss may still be eligible to receive a dividend.

The program is sold exclusively through local, independent agents who can offer chamber members a variety of coverages and pricing on property and casualty insurance, including business owners, commercial auto, property, general liability, inland marine, and workers’ compensation. Dividends are paid on all of these coverages. In addition, through safety consulting, Penn National Insurance and local independent insurance agencies encourage member businesses to develop safety practices to substantially reduce or eliminate workplace injuries.

The Columbia Montour Chamber of Commerce is proud to offer this program to its members, through its members. To learn more about this chamber program, contact Taryn Crayton, Director of Member Engagement at

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